Feinstein Bankruptcy Law - Queens Bankruptcy Attorney

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Automatic Stay

Automatic Stay and Bankruptcy in Queens

The Benefits of Automatic Stay

One of the greatest benefits of the bankruptcy code to those who file is the “automatic stay” – an injunction that halts any actions by creditors to contact you for payment. It also stops any current acts of foreclosure, repossession, wage garnishment, evictions, and other legal processes, and prevents them from commencing during your bankruptcy.

An automatic stay is invoked as soon as you file a petition for bankruptcy. You can choose to file for Chapter 7, Chapter 11, or Chapter 13 bankruptcy; they all impose an automatic stay on you or your business to prevention litigation and creditor harassment.

The automatic stay is truly automatic; you don’t need to have a hearing or get official permissions from a judge to begin. This allows you to focus on your bankruptcy proceedings and work toward getting out of debt without worrying about call from debt collection agencies or having your utilities shut off. You should consider the benefit of an automatic stay, along with all the other pros and cons to filing for bankruptcy based on your financial situation. For example, if you file for Chapter 7 bankruptcy, an automatic stay will only help you, the debtor, but if you file for Chapter 13, the automatic stay allows protection for others such as a co-signer on a loan.

If you want to go through your debt relief options or learn more about how an automatic stay can help you or your business, contact Queens bankruptcy attorney Bruce Feinstein, Esq. He will be able to answer your questions regarding the automatic stay and how it relates to other parts of your bankruptcy proceedings, such as filing jointly or deciding between Chapter 7, Chapter 11, and Chapter 13.

Automatic Stay – Queens Bankruptcy Attorney

The Law Offices of Bruce Feinstein, Esq. have the expertise and knowledge you need when it comes to your financial future. Whether you are deciding to file for bankruptcy or trying to find out if it is the right choice, the firm can help you understand the bankruptcy process in New York and answer your questions. You won’t be brushed off or feel rushed; Bruce Feinstein, Esq. and his team are available to take on your case and help you keep as much you can while restarting your life. They will work with your creditors and handle paperwork, and if collection agencies try to take action against you during your bankruptcy case they will make sure you are protected through the automatic stay. The firm is aggressive when it comes to fighting for your case, and compassionate when it comes to handling it with care and respect.

Contact Queens bankruptcy attorney Bruce Feinstein, Esq. if you are unable to pay your bills and need help

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We are a debt relief agency. We proudly help people file for bankruptcy
relief under the Bankruptcy Code.

Areas We Serve

The Law Offices of Bankruptcy Attorney Bruce Feinstein, Esq. handles cases from all over New York including: Queens, Manhattan, Brooklyn, Bronx, Nassau County and Suffolk County Long Island

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Tel. - (718) 514-9770      Fax - (718) 570-8012      E-Mail - brucefeinsteinesq |at| gmail |dot| com